This might sound contradictory to earlier post but it is true as well.
Sometimes you see offers on Credit Card of a particular bank whereby you are offered discounts on use of Credit Card of that particular bank. These banks have tie-up with some merchandise and you actually get certain discounts.
For example, certain websites offer you 10-30% discounts on air fares if you use particular Credit Card or sometimes you get EMI facility without any charge (Check this twice to be sure... sometimes they charge processing fees which is ridiculously high). In certain deals you get good bargain because of some promotional event going on at the same time.
Also, if you pay your telephone bill through Credit Card, few companies offer you incentives like 100/200 free SMS or few free local call minutes.
However, make sure not to buy something only because of such offers when actually you may not be needing it... I am talking particularly to my female friends...
Another positive point of Credit Card in next post.
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